Want to get ahead? Apply the oldest wealth rule on earth
We are chained to an office desk because all the obligations we have. Spend less than you earn. A formula so simple and yet, most people cannot put in practice.
You got a raise? Congrats! Now, let’s become intentional
Is that time of the year when we start hearing about job reviews and when we will be waiting for that raise that we deserve…or at least the one that the company thinks we deserve. Have you ever thought where your raise has gone every time you get one? Because I am sure, at this…
Automate that thing, your savings, that is
In my last post, I lightly mentioned and highly recommended to automate your savings and investing. I say this because building wealth should be the most boring process of them all. Let me explain: When you see your big balance in your bank account when you get pay, you feel like you have enough for…
The art of saving and investing. You own this right.
Most people think saving and investing are for “some other time when things get better” when it is actually the opposite. Savings to invest should be the first line in your budget. This money is for you to keep, to invest and one day live out of its profits. Your future self will thank you…
The magic of sinking funds
It doesn’t stop to amaze me to see all the growth I have accomplished when I decided to start naming my savings accounts. Never underestimate the power of clarity. And I am not talking about having all already figured out, God knows I am far from it. But once you just start putting one foot…
What if we don’t call it “budget”?
For most people, to say “I am on a budget” is a signal of scarcity. It is considered as bad and as restricted as saying “I am on a diet”. But what if I tell you those two words are completely misunderstood? All I am going to say about being on a diet is that…
An emergency fund is science fiction
I still remember those words coming out of my mouth while we were talking with some friends on a random day…I thought for the longest time an emergency fund is cash that people have sitting around because they are so rich. Isn’t that crazy??? Even right after I started my money make over, I did…
Have you had a money date? I have mine on the 1st of every month
Most of us tend to ignore money in general. We think if we look the other way, issues will disappear. For example, we know there is a balance in our credit card and as long we pay the minimum required, nobody will call. Or that debt will be paid off someday. (And with someday you…
Finance 101: Pay yourself first. Get in the good habits train.
The biggest realization I have had since I started this wakening journey, is that it is not about a fancy corporate title along with a fancy paycheck. It actually is about small and consistent steps, good habits, the “just put one foot in front of the other”. We won’t get too far making a tone…
How about a bank account just for fun? Please! it is not about hoarding your money.
YOLO! We all have installed in our DNA that life is too short and that we only live once. Fair enough. I totally agreed with the fact that talking about personal finances cannot be about hoarding your money. That’s not healthy at all! We are responsible for our futures selves indeed, but we are also…