Want to get ahead? Apply the oldest wealth rule on earth
We are chained to an office desk because all the obligations we have. Spend less than you earn. A formula so simple and yet, most people cannot put in practice.
The art of saving and investing. You own this right.
Most people think saving and investing are for “some other time when things get better” when it is actually the opposite. Savings to invest should be the first line in your budget. This money is for you to keep, to invest and one day live out of its profits. Your future self will thank you…
The magic of sinking funds
It doesn’t stop to amaze me to see all the growth I have accomplished when I decided to start naming my savings accounts. Never underestimate the power of clarity. And I am not talking about having all already figured out, God knows I am far from it. But once you just start putting one foot…
What if we don’t call it “budget”?
For most people, to say “I am on a budget” is a signal of scarcity. It is considered as bad and as restricted as saying “I am on a diet”. But what if I tell you those two words are completely misunderstood? All I am going to say about being on a diet is that…
An emergency fund is science fiction
I still remember those words coming out of my mouth while we were talking with some friends on a random day…I thought for the longest time an emergency fund is cash that people have sitting around because they are so rich. Isn’t that crazy??? Even right after I started my money make over, I did…
Have you had a money date? I have mine on the 1st of every month
Most of us tend to ignore money in general. We think if we look the other way, issues will disappear. For example, we know there is a balance in our credit card and as long we pay the minimum required, nobody will call. Or that debt will be paid off someday. (And with someday you…